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Certified Financial Planner (CFP) Practice Exam · Question

Which of the following conditions is NOT required for a person to be eligible for the regular CPP Disability Benefit?

Eligibility for CPP Disability is based on contributions and the severity/prolonged nature of the disability, and age (under 65). Canadian citizenship or perman

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Question: Which of the following conditions is NOT required for a person to be eligible for the regular CPP Disability Benefit?

Answer options:

  • Be under 65 years of age.
  • Have a physical or mental disability that is 'severe' and 'prolonged'.
  • Have contributed to CPP in at least 4 of the last 6 years (the '4/6 rule'). ✅ Be a Canadian citizen or permanent resident.

Correct answer: Be a Canadian citizen or permanent resident.

Explanation: Eligibility for CPP Disability is based on contributions and the severity/prolonged nature of the disability, and age (under 65). Canadian citizenship or permanent residency is not a specific requirement; it typically applies to residents who have made valid contributions.

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