Certified Financial Planner (CFP) Practice Exam · Question
Which of the following conditions is NOT required for a person to be eligible for the regular CPP Disability Benefit?
Eligibility for CPP Disability is based on contributions and the severity/prolonged nature of the disability, and age (under 65). Canadian citizenship or perman
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Question: Which of the following conditions is NOT required for a person to be eligible for the regular CPP Disability Benefit?
Answer options:
- Be under 65 years of age.
- Have a physical or mental disability that is 'severe' and 'prolonged'.
- Have contributed to CPP in at least 4 of the last 6 years (the '4/6 rule'). ✅ Be a Canadian citizen or permanent resident.
Correct answer: Be a Canadian citizen or permanent resident.
Explanation: Eligibility for CPP Disability is based on contributions and the severity/prolonged nature of the disability, and age (under 65). Canadian citizenship or permanent residency is not a specific requirement; it typically applies to residents who have made valid contributions.
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