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Certified Financial Planner (CFP) Practice Exam · Question

Eleanor, 61, is low-income and whose spouse, Peter, 66, recently passed away. Peter was receiving OAS and GIS. Eleanor is not working and has no other income. Which benefit might Eleanor be eligible for?

Eleanor, being 61 (aged 60-64), low-income, and whose spouse (Peter) was receiving OAS and GIS and has passed away, would be eligible for 'The Allowance for the

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Question: Eleanor, 61, is low-income and whose spouse, Peter, 66, recently passed away. Peter was receiving OAS and GIS. Eleanor is not working and has no other income. Which benefit might Eleanor be eligible for?

Answer options:

  • Guaranteed Income Supplement (GIS)
  • Canada Pension Plan (CPP) survivor's pension
  • The Allowance ✅ The Allowance for the Survivor

Correct answer: The Allowance for the Survivor

Explanation: Eleanor, being 61 (aged 60-64), low-income, and whose spouse (Peter) was receiving OAS and GIS and has passed away, would be eligible for 'The Allowance for the Survivor'. This benefit specifically targets low-income widowed individuals in that age bracket.

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