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Chartered Investment Manager (CIM) Practice Exam · Question

Under Canadian regulatory requirements, what is the primary purpose of 'Know Your Client' (KYC) obligations for an investment advisor?

KYC obligations are fundamental under Canadian regulations (e.g., CIRO Rule 3100) to ensure that advisors have sufficient information about a client to make sui

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Question: Under Canadian regulatory requirements, what is the primary purpose of 'Know Your Client' (KYC) obligations for an investment advisor?

Answer options:

  • To maximize the advisor's commission revenue. ✅ To ensure that all investment recommendations are suitable for the client.
  • To gather enough information to accurately predict market movements.
  • To comply with anti-money laundering (AML) regulations only.

Correct answer: To ensure that all investment recommendations are suitable for the client.

Explanation: KYC obligations are fundamental under Canadian regulations (e.g., CIRO Rule 3100) to ensure that advisors have sufficient information about a client to make suitable investment recommendations.

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