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Canadian Securities Course (CSC) Practice Exam · Question

An investor purchases a bond with a coupon rate of 5% paid annually for $950. The bond has a face value of $1,000 and matures in 3 years. What is the approximate yield to maturity (YTM) for this bond?

Since the bond is purchased at a discount ($950 for a $1,000 face value), its yield to maturity must be greater than its coupon rate (5%). Using trial and error

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Question: An investor purchases a bond with a coupon rate of 5% paid annually for $950. The bond has a face value of $1,000 and matures in 3 years. What is the approximate yield to maturity (YTM) for this bond?

Answer options:

  • 6.50% ✅ 6.84%
  • 5.00%
  • 5.45%

Correct answer: 6.84%

Explanation: Since the bond is purchased at a discount ($950 for a $1,000 face value), its yield to maturity must be greater than its coupon rate (5%). Using trial and error or a financial calculator (PV=-950, FV=1000, PMT=50, N=3), the approximate YTM is 6.84%.

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