Skip to main content

IFIC Mutual Funds Licensing Practice Exam · Question

Which of the following is considered a 'red flag' for potential money laundering by a client?

Making large cash deposits, especially in small denominations, without a clear legitimate source, is a common 'red flag' for money laundering. Legitimate invest

Start free practice for IFIC Mutual Funds Licensing Practice Exam

355 questions · no signup required · 40 free questions per day

Start Practice →

Question: Which of the following is considered a 'red flag' for potential money laundering by a client?

Answer options: ✅ Making a large deposit of cash in small denominations.

  • Regularly contributing to Registered Retirement Savings Plans (RRSPs).
  • Providing clear and consistent identification documents.
  • Having a well-defined investment objective.

Correct answer: Making a large deposit of cash in small denominations.

Explanation: Making large cash deposits, especially in small denominations, without a clear legitimate source, is a common 'red flag' for money laundering. Legitimate investors typically use cheques or electronic transfers for large investments. The other options are normal investor behavior.

Start free practice for IFIC Mutual Funds Licensing Practice Exam

355 questions · no signup required · 40 free questions per day

Start Practice →

More about IFIC Mutual Funds Licensing Practice Exam

Related Questions

More for IFIC Mutual Funds Licensing Practice Exam candidates

Ready to practice?

Free, no signup required. Build a wrong-question list as you go.

Start Free IFIC Mutual Funds Licensing Practice Exam Practice →

Related courses

Other Canadian certifications candidates often prepare for alongside this one.