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IFIC Mutual Funds Licensing Practice Exam · Question

Nadia is comparing two identical equity funds: Fund X (ETF) and Fund Y (Open-End Mutual Fund). She anticipates needing frequent liquidity and wishes to trade throughout the day. Which fund structure would be more suitable for Nadia?

ETFs trade on stock exchanges throughout the trading day, allowing for intra-day buying and selling at market-determined prices. Open-end mutual funds are price

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Question: Nadia is comparing two identical equity funds: Fund X (ETF) and Fund Y (Open-End Mutual Fund). She anticipates needing frequent liquidity and wishes to trade throughout the day. Which fund structure would be more suitable for Nadia?

Answer options: ✅ Fund X (ETF), as it trades on an exchange throughout the day at market-determined prices.

  • Fund Y (Open-End Mutual Fund), as it offers daily liquidity at Net Asset Value (NAV).
  • Both Fund X and Fund Y offer similar trading flexibility for intraday transactions.
  • Neither fund is suitable for an investor seeking frequent liquidity.

Correct answer: Fund X (ETF), as it trades on an exchange throughout the day at market-determined prices.

Explanation: ETFs trade on stock exchanges throughout the trading day, allowing for intra-day buying and selling at market-determined prices. Open-end mutual funds are priced once per day at the end of the trading day based on their NAV.

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