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IFIC Mutual Funds Licensing Practice Exam · Question

Effective June 1, 2022, what is the primary regulatory implication for dealers regarding mutual funds with a deferred sales charge (DSC) option?

As of June 1, 2022, regulatory changes prohibit dealers from making new purchases of mutual fund securities that are subject to a deferred sales charge option,

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Question: Effective June 1, 2022, what is the primary regulatory implication for dealers regarding mutual funds with a deferred sales charge (DSC) option?

Answer options:

  • DSC options can only be offered to institutional investors. ✅ Dealers are prohibited from making new purchases of mutual fund securities that are subject to a DSC option.
  • Clients can still initiate new DSC purchases, but the redemption fee schedule has been standardized.
  • The DSC option is replaced with a trailing commission for all new purchases.

Correct answer: Dealers are prohibited from making new purchases of mutual fund securities that are subject to a DSC option.

Explanation: As of June 1, 2022, regulatory changes prohibit dealers from making new purchases of mutual fund securities that are subject to a deferred sales charge option, effectively phasing out new DSC sales, as per national instruments (e.g., NI 81-101 and 81-102).

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