LLQP (Life Licence Qualification Program) Practice Exam · Question
In a disability policy with an 'Any Occupation' definition, an individual is generally considered totally disabled if they cannot perform:
Under the 'Any Occupation' definition, an insured is usually only considered disabled if they cannot perform the duties of any occupation for which they are 're
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Question: In a disability policy with an 'Any Occupation' definition, an individual is generally considered totally disabled if they cannot perform:
Answer options: ✅ Any occupation for which they are reasonably suited by education, training, or experience.
- Their own specific job at the time of disability.
- Any job that pays the same salary as their previous job.
- Any manual labour job.
Correct answer: Any occupation for which they are reasonably suited by education, training, or experience.
Explanation: Under the 'Any Occupation' definition, an insured is usually only considered disabled if they cannot perform the duties of any occupation for which they are 'reasonably suited by education, training, or experience.' Failure to meet this standard means they do not qualify for benefits.
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- A life insurance policy that offers lifelong coverage, a guaranteed death benefit, and a savings component tha
- Group benefits in Canada commonly include:
- Sarah, a 35-year-old marketing professional in Ontario, purchases a participating whole life insurance policy
- Mark, a 45-year-old business owner in British Columbia, has a Universal Life policy with a Level Cost of Insur
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