A Term-To-100 (T100) policy is characterized by which of the following premium patterns?

Question: A Term-To-100 (T100) policy is characterized by which of the following premium patterns?

Answer options: ✅ Level premiums payable until age 100 or prior death, with no cash value accumulation.

• Premiums that increase every 5 or 10 years, similar to renewable term policies.
• Premiums payable for a limited period, typically 10 or 20 years, after which the policy becomes paid-up.
• Premiums that decrease over time, reflecting a declining death benefit.

Correct answer: Level premiums payable until age 100 or prior death, with no cash value accumulation.

Explanation: Term-To-100 policies are designed with a level premium that is payable until the insured reaches age 100 or dies, whichever comes first. Unlike whole life, they generally do not accumulate cash values, as per the structure of T100 insurance.