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LLQP (Life Licence Qualification Program) Practice Exam · Question

Which of the following is most likely to be considered a 'core' covered condition in a standard critical illness insurance policy in Canada?

Standard critical illness policies typically cover a list of severe conditions. Alzheimer's disease is often a core covered condition, while early-stage cancers

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Question: Which of the following is most likely to be considered a 'core' covered condition in a standard critical illness insurance policy in Canada?

Answer options:

  • Early-stage prostate cancer
  • A severe fracture requiring surgery ✅ Alzheimer's disease
  • A mild heart attack causing no permanent damage

Correct answer: Alzheimer's disease

Explanation: Standard critical illness policies typically cover a list of severe conditions. Alzheimer's disease is often a core covered condition, while early-stage cancers, mild heart attacks, or fractures are typically excluded or require more severe progression for a claim to be valid.

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