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Mortgage Agent Licensing Practice Exam · Question

Which of the following is NOT a primary provider of mortgage default insurance in Canada?

CMHC, Canada Guaranty, and Sagen are the three main providers of mortgage default insurance in Canada. FSRA is a regulatory body for financial services in Ontar

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Question: Which of the following is NOT a primary provider of mortgage default insurance in Canada?

Answer options:

  • CMHC (Canada Mortgage and Housing Corporation)
  • Canada Guaranty
  • Sagen™ (formerly Genworth Canada) ✅ FSRA (Financial Services Regulatory Authority of Ontario)

Correct answer: FSRA (Financial Services Regulatory Authority of Ontario)

Explanation: CMHC, Canada Guaranty, and Sagen are the three main providers of mortgage default insurance in Canada. FSRA is a regulatory body for financial services in Ontario, not a mortgage insurer.

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