In British Columbia, if a strata lot owner causes damage to common property due to a flood originating from their unit, what can the strata corporation typically charge the owner for?

Question: In British Columbia, if a strata lot owner causes damage to common property due to a flood originating from their unit, what can the strata corporation typically charge the owner for?

Answer options:

• The full cost of repairs to all affected common property
• Only the cost of repairs inside their own unit ✅ The amount of the strata corporation's insurance deductible, if specified in the bylaws
• Nothing, as it is the corporation's insurance responsibility

Correct answer: The amount of the strata corporation's insurance deductible, if specified in the bylaws

Explanation: If a bylaw allows, a strata corporation in BC can charge the owner responsible for the damage—or whose strata lot was the source of the damage—for the amount of the insurance deductible paid by the strata corporation. This is outlined in Section 158 of the Strata Property Act Regulation.