Upon a client instructing them to prepare an offer for a property, a real estate associate must complete client identification as required by FINTRAC. Which of the following is NOT an acceptable method for an associate to identify an individual client for FINTRAC purposes?

Question: Upon a client instructing them to prepare an offer for a property, a real estate associate must complete client identification as required by FINTRAC. Which of the following is NOT an acceptable method for an associate to identify an individual client for FINTRAC purposes?

Answer options:

• Reviewing the client's original passport in person.
• Using the credit file method by accessing information from a credit reporting agency. ✅ Examining a copy of the client's driver's license sent via email without verification of the original.
• Verifying the client's identity through the dual-process method using two reliable sources.

Correct answer: Examining a copy of the client's driver's license sent via email without verification of the original.

Explanation: FINTRAC guidelines for client identification methods require verification of original documents or use of approved alternative methods like the credit file method or dual-process method. A simple emailed copy of an ID without original verification is insufficient.