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Certified Financial Planner (CFP) Practice Exam · Question

Which of the following scenarios would most likely trigger an OAS clawback for a single individual in 2024?

The OAS clawback threshold for 2024 is approximately $90,997 (it's indexed annually). Any net income exceeding this threshold will result in a repayment of 15 c

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Question: Which of the following scenarios would most likely trigger an OAS clawback for a single individual in 2024?

Answer options:

  • A net income of $75,000
  • A net income of $80,000, primarily from government pensions ✅ A net income of $95,000, including significant investment income
  • A net income of $65,000, with a large tax refund

Correct answer: A net income of $95,000, including significant investment income

Explanation: The OAS clawback threshold for 2024 is approximately $90,997 (it's indexed annually). Any net income exceeding this threshold will result in a repayment of 15 cents for every dollar over the threshold. A net income of $95,000 exceeds this threshold, thus triggering a clawback.

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