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Certified Financial Planner (CFP) Practice Exam · Question

Brenda, age 75, has a RRIF with a market value of $200,000 at the beginning of the year. What is the minimum amount she must withdraw from her RRIF for the current year?

The minimum RRIF withdrawal for someone aged 75 is calculated as a percentage of the RRIF market value. For age 75, the prescribed percentage is 3.40%. Therefor

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Question: Brenda, age 75, has a RRIF with a market value of $200,000 at the beginning of the year. What is the minimum amount she must withdraw from her RRIF for the current year?

Answer options:

  • $6,200 ✅ $6,800
  • $7,300
  • $7,800

Correct answer: $6,800

Explanation: The minimum RRIF withdrawal for someone aged 75 is calculated as a percentage of the RRIF market value. For age 75, the prescribed percentage is 3.40%. Therefore, Brenda's minimum withdrawal is $200,000 * 0.0340 = $6,800.

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