Jasmin, 35, has a severe disability and is eligible for the Disability Tax Credit. Her parents want to contribute to an RDSP for her. What is the maximum annual Canada Disability Savings Grant (CDSG) amount available if contributions are made, assuming her family income falls within the lowest bracket for CDSG purposes?

Question: Jasmin, 35, has a severe disability and is eligible for the Disability Tax Credit. Her parents want to contribute to an RDSP for her. What is the maximum annual Canada Disability Savings Grant (CDSG) amount available if contributions are made, assuming her family income falls within the lowest bracket for CDSG purposes?

Answer options: ✅ CAD 3,500

• CAD 1,000
• CAD 7,000
• CAD 2,000

Correct answer: CAD 3,500

Explanation: For beneficiaries with lower family income, the CDSG provides a 300% match on the first CAD 500 contributed and a 200% match on the next CAD 1,000, for a maximum annual grant of CAD 3,500.