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Certified Financial Planner (CFP) Practice Exam · Question

Spousal RRSP main benefit:

3-year attribution rule. The correct answer is "Income splitting in retirement". This reflects the accepted standard for the cfp assessment and aligns with the

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Question: Spousal RRSP main benefit:

Answer options: ✅ Income splitting in retirement

  • Bigger contribution
  • No tax
  • Higher return

Correct answer: Income splitting in retirement

Explanation: 3-year attribution rule. The correct answer is "Income splitting in retirement". This reflects the accepted standard for the cfp assessment and aligns with the official handbook for this competency.

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