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Canadian Securities Course (CSC) Practice Exam · Question

Contributions to a Tax-Free Savings Account (TFSA) are:

Contributions to a TFSA are not tax-deductible, but any investment income earned within the account and withdrawals are completely tax-free.

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Question: Contributions to a Tax-Free Savings Account (TFSA) are:

Answer options: ✅ Not tax-deductible, but investment income and withdrawals are tax-free.

  • Tax-deductible, and investment income is tax-free.
  • Not tax-deductible, and investment income is taxed at a preferential rate.
  • Tax-deductible, but withdrawals are fully taxable.

Correct answer: Not tax-deductible, but investment income and withdrawals are tax-free.

Explanation: Contributions to a TFSA are not tax-deductible, but any investment income earned within the account and withdrawals are completely tax-free.

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