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IFIC Mutual Funds Licensing Practice Exam · Question

Mr. Lee invests $10,000 into a mutual fund with an MER of 2.25%, which includes a 0.75% trailer fee. How much is paid in trailer fees from Mr. Lee's investment in the first year, assuming no change in fund value and fees are calculated on the average daily NAV?

The trailer fee is calculated as a percentage of the AUM. In this case, $10,000 * 0.0075 = $75.00. The MER includes the trailer fee, but only the trailer compon

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Question: Mr. Lee invests $10,000 into a mutual fund with an MER of 2.25%, which includes a 0.75% trailer fee. How much is paid in trailer fees from Mr. Lee's investment in the first year, assuming no change in fund value and fees are calculated on the average daily NAV?

Answer options:

  • $225.00
  • $150.00 ✅ $75.00
  • $7.50

Correct answer: $75.00

Explanation: The trailer fee is calculated as a percentage of the AUM. In this case, $10,000 * 0.0075 = $75.00. The MER includes the trailer fee, but only the trailer component represents the ongoing compensation to the dealer.

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