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LLQP (Life Licence Qualification Program) Practice Exam · Question

Which definition of disability is the most difficult for an insured person to qualify for benefits under?

The any-occupation definition is the most restrictive for the claimant, as they must be unable to work in any job for which they are reasonably suited by educat

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Question: Which definition of disability is the most difficult for an insured person to qualify for benefits under?

Answer options:

  • Own occupation
  • Regular occupation ✅ Any occupation
  • Total occupation

Correct answer: Any occupation

Explanation: The any-occupation definition is the most restrictive for the claimant, as they must be unable to work in any job for which they are reasonably suited by education, training, or experience.

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