LLQP (Life Licence Qualification Program) Practice Exam · Question
If an agent provides a misleading comparison of two policies to induce a client to switch insurers, the agent is guilty of:
'Twisting' is the unethical act of inducing a policyowner to drop an existing policy and buy a new one by misrepresenting the facts or making incomplete compari
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Question: If an agent provides a misleading comparison of two policies to induce a client to switch insurers, the agent is guilty of:
Answer options:
- Tied Selling ✅ Twisting
- Fronting
- Rebating
Correct answer: Twisting
Explanation: 'Twisting' is the unethical act of inducing a policyowner to drop an existing policy and buy a new one by misrepresenting the facts or making incomplete comparisons, usually for the benefit of the agent.
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- A life insurance policy that offers lifelong coverage, a guaranteed death benefit, and a savings component tha
- Group benefits in Canada commonly include:
- Sarah, a 35-year-old marketing professional in Ontario, purchases a participating whole life insurance policy
- Mark, a 45-year-old business owner in British Columbia, has a Universal Life policy with a Level Cost of Insur
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