LLQP (Life Licence Qualification Program) Practice Exam · Question
In disability insurance, which definition of disability is the most restrictive for the insured person?
The 'Any Occupation' definition is the most restrictive for the insured, as it requires them to be unable to perform the duties of any job for which they are re
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Question: In disability insurance, which definition of disability is the most restrictive for the insured person?
Answer options: ✅ Any Occupation
- Regular Occupation
- Own Occupation
- Total Disability
Correct answer: Any Occupation
Explanation: The 'Any Occupation' definition is the most restrictive for the insured, as it requires them to be unable to perform the duties of any job for which they are reasonably suited by education, training, or experience.
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- A life insurance policy that offers lifelong coverage, a guaranteed death benefit, and a savings component tha
- Group benefits in Canada commonly include:
- Sarah, a 35-year-old marketing professional in Ontario, purchases a participating whole life insurance policy
- Mark, a 45-year-old business owner in British Columbia, has a Universal Life policy with a Level Cost of Insur
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