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Manitoba Class 5 Learner Knowledge Test · Question

In Manitoba, how does the Driver Safety Rating (DSR) system influence your insurance premiums?

MPI's Driver Safety Rating system offers financial incentives (discounts) for safe driving and applies penalties (surcharges) for at-fault collisions and traffi

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Question: In Manitoba, how does the Driver Safety Rating (DSR) system influence your insurance premiums?

Answer options:

  • Higher DSR always results in higher premiums.
  • The DSR only impacts your eligibility for certain vehicle types. ✅ A positive DSR offers discounts, while a negative DSR results in surcharges.
  • DSR is only relevant for new drivers.

Correct answer: A positive DSR offers discounts, while a negative DSR results in surcharges.

Explanation: MPI's Driver Safety Rating system offers financial incentives (discounts) for safe driving and applies penalties (surcharges) for at-fault collisions and traffic convictions.

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