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Mortgage Broker Licensing Practice Exam · Question

Mortgage brokerages must report which transactions to FINTRAC under PCMLTFA?

Under PCMLTFA, mortgage brokerages must file Suspicious Transaction Reports (STRs), Terrorist Property Reports and other prescribed reports to FINTRAC.

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Question: Mortgage brokerages must report which transactions to FINTRAC under PCMLTFA?

Answer options:

  • All transactions above CAD 1,000 ✅ Suspicious transactions and other prescribed reports such as terrorist property
  • Only cash transactions involving non-residents
  • Only transactions flagged by the lender

Correct answer: Suspicious transactions and other prescribed reports such as terrorist property

Explanation: Under PCMLTFA, mortgage brokerages must file Suspicious Transaction Reports (STRs), Terrorist Property Reports and other prescribed reports to FINTRAC.

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