What is the most significant difference between the Land Titles Act system and the Registry Act system in terms of title assurance in Ontario?

Question: What is the most significant difference between the Land Titles Act system and the Registry Act system in terms of title assurance in Ontario?

Answer options: ✅ The Land Titles system guarantees title, while the Registry system merely records claims without guarantee.

• The Registry system is used for urban properties, while Land Titles is for rural properties.
• The Land Titles system requires a physical deed for every transaction, unlike the Registry system.
• The Registry system was established to prevent adverse possession, whereas Land Titles encourages it.

Correct answer: The Land Titles system guarantees title, while the Registry system merely records claims without guarantee.

Explanation: The Land Titles Act provides a state-guaranteed title, meaning the register is conclusive evidence of ownership. The Registry Act, conversely, operates as a recording system where documents are filed to establish priority, but does not guarantee the validity or marketability of the title itself.