A landlord in Toronto has signed a new lease agreement with a tenant for a residential apartment. The lease specifies that the tenant is responsible for paying the property insurance on the building. Is this clause enforceable under the Residential Tenancies Act, 2006?

Question: A landlord in Toronto has signed a new lease agreement with a tenant for a residential apartment. The lease specifies that the tenant is responsible for paying the property insurance on the building. Is this clause enforceable under the Residential Tenancies Act, 2006?

Answer options:

• Yes, as long as it was mutually agreed upon in the lease. ✅ No, the Residential Tenancies Act prohibits landlords from requiring tenants to pay for property insurance on the building.
• Yes, but only if the landlord provides a discount on the monthly rent.
• No, unless the property is a condominium unit, in which case the tenant must pay.

Correct answer: No, the Residential Tenancies Act prohibits landlords from requiring tenants to pay for property insurance on the building.

Explanation: The Residential Tenancies Act, 2006, prevents landlords from requiring tenants to pay for property insurance on the building itself; tenants are only responsible for their own contents insurance.