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Ontario G Road Test Training · Question

The minimum third-party liability insurance required in Ontario is:

Ontario law requires all drivers to carry a minimum of $200,000 in third-party liability insurance to cover injuries, death, or property damage caused to others

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Question: The minimum third-party liability insurance required in Ontario is:

Answer options:

  • $100,000 ✅ $200,000
  • $500,000
  • $1,000,000

Correct answer: $200,000

Explanation: Ontario law requires all drivers to carry a minimum of $200,000 in third-party liability insurance to cover injuries, death, or property damage caused to others in an accident. Lower amounts like $100,000 do not meet the legal threshold, while higher thresholds like $500,000 or $1,000,000 are highly recommended upgrades but do not represent the statutory minimum. Under the Compulsory Automobile Insurance Act, driving without this coverage carries severe penalties, including heavy fines and license suspension. Remembering this specific $200,000 figure is crucial for G1 candidates, as insurance rules and administrative penalties are common targets for official exam questions.

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