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Ontario G1 Practice Test · Question

Driving without insurance in Ontario can result in a fine of at least:

In Ontario, vehicle owners must carry valid liability insurance. Under the Compulsory Automobile Insurance Act, the minimum fine for driving without insurance i

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Question: Driving without insurance in Ontario can result in a fine of at least:

Answer options:

  • $50
  • $200 ✅ $5,000
  • $50,000

Correct answer: $5,000

Explanation: In Ontario, vehicle owners must carry valid liability insurance. Under the Compulsory Automobile Insurance Act, the minimum fine for driving without insurance is $5,000, making this the correct option. Fines of $50 or $200 are incorrect as they are far too low to reflect the severity of this offense, while $50,000 is incorrect because it represents the maximum statutory fine for subsequent offenses, not the minimum first-time penalty. This rule reinforces Ontario's strict stance on motorist financial responsibility. G1 candidates must memorize key administrative and financial penalties, as legal compliance and insurance requirements are highly testable concepts on the official knowledge exam.

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