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Property Management Licensing Practice Exam · Question

What type of insurance is typically held by a property owner to cover damages to the building structure and common areas of a multi-unit residential property?

Property or building insurance directly covers the physical structure of the building and its common elements against various perils like fire, flood, and vanda

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Question: What type of insurance is typically held by a property owner to cover damages to the building structure and common areas of a multi-unit residential property?

Answer options:

  • Tenant's contents insurance
  • Liability insurance ✅ Property or building insurance
  • Fidelity insurance

Correct answer: Property or building insurance

Explanation: Property or building insurance directly covers the physical structure of the building and its common elements against various perils like fire, flood, and vandalism.

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