Following a fire in a common laundry room at Strata Plan VPR1122 in Vancouver, Mr. Lee, an owner, submitted a claim to his personal homeowner's insurance policy for damage to his unit caused by smoke, as the strata's insurer had denied coverage for owner's personal property. What information is the strata corporation legally obligated to provide to Mr. Lee, upon his request, to assist with his insurer's subrogated claim against the strata corporation for its deductible?

Question: Following a fire in a common laundry room at Strata Plan VPR1122 in Vancouver, Mr. Lee, an owner, submitted a claim to his personal homeowner's insurance policy for damage to his unit caused by smoke, as the strata's insurer had denied coverage for owner's personal property. What information is the strata corporation legally obligated to provide to Mr. Lee, upon his request, to assist with his insurer's subrogated claim against the strata corporation for its deductible?

Answer options: ✅ A full copy of the strata corporation's insurance policy, including all endorsements and coverage details.

• Only the name of the strata corporation's insurer and the policy number.
• A statement clarifying that the strata corporation is not liable for Mr. Lee's personal property damage.
• The strata corporation is not obligated to provide any information to Mr. Lee's insurer.

Correct answer: A full copy of the strata corporation's insurance policy, including all endorsements and coverage details.

Explanation: Section 165 of the Strata Property Act requires a strata corporation to provide a copy of its insurance policy to an owner on request. This allows owner's insurers to pursue subrogated claims for deductibles or other losses against the strata corporation, making the full policy details essential.