Which of the following would NOT typically appear in the 'Inquiries' section of a Canadian credit bureau report?

Question: Which of the following would NOT typically appear in the 'Inquiries' section of a Canadian credit bureau report?

Answer options:

• A mortgage application inquiry
• A credit card application inquiry
• A 'soft inquiry' made by the individual accessing their own report ✅ A utility company's routine check for service setup

Correct answer: A utility company's routine check for service setup

Explanation: The 'Inquiries' section lists instances when a third party has requested to view the credit report, which can impact a credit score. While mortgage and credit card applications generate 'hard inquiries', soft inquiries made by individuals for their own review or by existing creditors for account management do not typically affect the score or, in the case of utilities, may not always be recorded as a hard inquiry affecting creditworthiness for lending.